Here’s the secret to having a better financial year in 2021: Don’t be so focused on what you missed out on in 2020 that you fail to see the opportunities right in front of you.
For example, if you didn’t have a chance to contribute as much as you wanted to your retirement accounts last year, you have a chance to make up for it. If your finances allow it, you can still contribute five-figures to a Roth IRA, and benefit later from the tax-free income you’ll generate.
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